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 Consumer Financing

A robust yet simple consumer financing program will help you close more sales and grow your business.  Higher approval rates will allow you to retain more representatives and develop a powerful, self-sufficient sales team.  Promoting affordable payments early in your demonstrations overcomes the “I cannot afford it” objection before the words are mentioned by your prospect.  Our financing programs will assist you increase closing rates and grow cash flow.   

 

 

Since Covid-19 many of your prospects credit scores have eroded which makes it harder to get applications approved.  With Fund My Contract you have access to a wide range of Lenders who will approve not only applicants with Prime credit but also those with Near Prime and Sub Prime credit.  This one simple application is easy to teach to your sales representatives and will prove to be a valuable personal income building tool for your team.

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The Aerus Finance Portal Features and Benefits:

  • Easy app with Multiple Lenders 

  • Simple Process

  • Get Funded in 24 hours and in many cases same day!

  • Approvals down to 550 FICO

  • APR starting at 6.49%

  • Terms up to 180 months = super low payments

  •  Low Merchant Fees​

  • Increased ticket amounts by offer lower payments

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Here are the first two lenders included in the custom Aerus Financing Platform Programs.  Additional lenders will be added in the future.

Lender 1

Actual Lender name disclosed once your membership has been accepted

Installment Loans

 

Loan Amount - Up to $20,000

 

APR Range - 6.49% to 17.99%

 

Credit Score Range – 650+

Term - Max term is 60 months

 

Promotional offers in the works

 

Merchant Fee capped at 3%!

Aerus Franchisees Promotional offers: 

Coming Soon!  It's in the works.

 

Installment Loans

 

Loan Amount - Up to $30,000

 

APR Range – 10.47 to 17.97%

 

Credit Score Range – 640+

Term - Max term is 60 months

Merchant Fee capped at 5%

Aerus Franchisees Promotional offers: 

90 Days No Interest in paid in full = +1.5% fee

180 Days No Interest in paid in full = +3% fee

 

Lender 2

Actual Lender name disclosed once your membership has been accepted

Lender 3

Actual Lender name disclosed once your membership has been accepted

Installment Loans

 

Loan Amount - $1500 to $100,000

 

APR Range – 8.99% to 14.99%

 

Credit Score Range – 600+

Term - Max term is 180 months

Merchant Fee capped at 3%

 

Lender 4

Actual Lender name disclosed once your membership has been accepted

Installment Loans

 

Loan Amount - $500 to $15,000

 

APR – 19.99%

 

Credit Score Range – 550+

Term - revolver 3% payment stream

Merchant Fee capped at 15.99%

 

Aerus locations may use Fund My Contract for any consumer credit application that Synchrony Financial has declined or for any consumer purchase where the item(s) being purchased is not eligible for financing with Synchrony Financial. 

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Getting started with The Aerus Finance Portal is easy.

With just few simple steps, you can be on your way to accessing these great programs!

We are here to help:

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  800-369-2761

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